Guide: How to Apply for OSAP
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If you require financial assistance for postsecondary education in Ontario, the Ontario Student Assistance Program (OSAP) can provide government-funded support. This guide will walk you through the application process.
Steps to Apply for OSAP
Step 1: Gather Your Information
Before starting your application, collect all the necessary information, including the following:
Information Required
- Social Insurance Number (SIN)
- Ontario Education Number (OEN) (if applicable)
- Bank account information
- Bank account information
Step 2: Create an OSAP Account
Begin by creating an account on the OSAP website. Upon registration, you will receive a username and password for accessing your application.
Step 3: Complete the Application
The OSAP application consists of several sections. Provide the following information:
- Personal and academic background
- Program of study and institution details
- Financial situation, including income and expenses
OSAP will evaluate this information to determine your eligibility for financial assistance.
Step 4: Submit Your Application
After completing your application, submit it online via your OSAP account. Include any necessary supporting documentation, such as income tax returns and proof of enrollment.
Step 5: Review Your Application and Accept the Offer
OSAP will review your application and send you a financial assistance offer. Log in to your OSAP account to review the offer and accept it if the amount is satisfactory.
Step 6: Receive Your Funding
Upon accepting the offer, OSAP will release the funding to your school. Utilize the funds to cover tuition, books, and other educational expenses.

Table Summary: Steps to Apply for OSAP
Step | Description |
---|---|
Step 1: Gather Your Information | Collect required information, including SIN, OEN (if applicable), bank account details, and parents' or spouse's income information (if dependent). |
Step 2: Create an OSAP Account | Register and receive a username and password for your OSAP account. |
Step 3: Complete the Application | Register and receive a username and password for your OSAP account. |
What Information Does an OSAP Affidavit Contain?
An OSAP Affidavit may contain various details and information depending on the specific purpose for which it is being used. The exact content of an OSAP Affidavit can vary, but here are some common details and information that may be included:
- Personal Information: This includes the student's full name, address, contact information, date of birth, and social insurance number.
- Financial Information: The affidavit may require the student to provide details about their income, assets, and financial resources. This may include information about employment, bank accounts, investments, property ownership, and any other sources of income or assets.
- Residency Information: The form may inquire about the student's residency status, including their legal status in Canada and the province of Ontario.
- Family Information: In some cases, it may ask for information about the student's parents or spouse, including their income, assets, and relevant details for determining financial need.
- Education Information: This information is about the student's educational history, such as previous schools attended, program of study, enrollment status, and expected graduation date.
- Declaration and Certification: The affidavit typically includes a section where the student must declare that the information provided is true and accurate to the best of their knowledge. It may also include a certification clause, where the student acknowledges that providing false information can have legal consequences.
Preparing your OSAP Affidavit
An affidavit is a sworn written statement serving as evidence in legal proceedings. For OSAP, it verifies specific information provided in your application to ensure accuracy and truthfulness.
As part of the application process, you may need to provide various types of information or supporting documentation, the affidavit may include the following details:
- Common-law status
- Sole support parent (widowed or never married)
- Separated, divorced, or widowed (no dependent children)
- Indigenous identity (if official documentation is unavailable)
- Spouse income verification (Canadian non-taxable and/or foreign income)
- Parent income verification (Canadian non-taxable and/or foreign income)
- Marital status
Note that providing false information on an OSAP application or submitting a false affidavit is considered fraud and carries serious consequences.

OSAP Deadlines for 2023: Key Dates to Remember
Full-time Study OSAP Deadlines
Study Period | Recommended Deadline | Final Deadline | Supporting Documents and Appeals Deadline |
---|---|---|---|
Fall Only | Jun 15, 2022 | Oct 24, 2022 | Nov 13, 2022 |
Fall & Winter | Jun 15, 2022 | Feb 27, 2023 | Mar 19, 2023 |
Fall, Winter & Spring | Mar 10, 2023 | Jun 20, 2023 | Jul 10, 2023 |
Winter Only | Oct 31, 2022 | Feb 27, 2023 | Mar 19, 2023 |
Winter & Spring | Oct 31, 2022 | Jun 20, 2023 | Jul 10, 2023 |
Spring Only | Mar 10, 2023 | Jun 20, 2023 (Study) | Jul 10, 2023 |
Note: The recommended deadlines indicate the ideal dates for submitting your OSAP application. The final deadline is the last day to submit your application, while the supporting documents and appeals deadline refers to the deadline for providing any additional required documents or initiating an appeal. It is important to adhere to these deadlines to ensure your application is processed on time.
Part-time Study OSAP Deadlines:
Study Period | Recommended Application Deadline | Final Application and Supporting Documentation Deadline |
---|---|---|
Fall Only | Jul 15, 2022 | Nov 11, 2022 |
Winter Only | Nov 1, 2022 | Mar 17, 2023 |
Spring Only | Mar 15, 2023 | Jun 20, 2023 (Study) |
Note: The recommended application deadlines indicate the suggested dates for applying for Part-time OSAP. The final deadline includes the last day to submit your application as well as any required supporting documentation. Adhering to these deadlines is crucial to ensure your application is processed on time.
When applying for the continuation of interest-free status during a co-op work term, you need to enter the dates of your co-op work term when the application prompts you for the "study dates" to be updated.
Continuation of Interest-Free Status:
Term | Application Opens (15 days before first day of classes) | Deadline to Apply (21 days before end of term) |
---|---|---|
Fall 2022 | Aug 22, 2022 | Dec 2, 2022 |
Spring 2023 | Dec 19, 2022 | April 7, 2023 |
Winter 2023 | Apr 17, 2023 | Jul 29, 2023 |
Note: When applying for continuation of interest-free status during a co-op work term, you should enter the co-op work term dates in the application where it asks for "study dates" that you wish to be updated for. It is important to apply within the specified timeframe to maintain your interest-free status.

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Hire a professional and take the worry out of your taxes.
Hire a professional and take the worry out of your taxes.
Hire a professional and take the worry out of your taxes.
ACCOUNTING
Tax laws are complex. We're here to help you handle it all.
Filing tax returns can be stressful. We're here to take care of it all, so you can focus on what really matters - your business. We'll ensure that taxes are filed on time and correctly and that payroll, investments and more are on track.
We provide complete, rapid and uncompromising support when you need it and will help you identify all the sources of income and related tax savings.
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Tax planning can help you or your business reduce liabilities.
CONSULTING
Tax laws are complex. We're here to help you handle it all.
Filing tax returns can be stressful. We're here to take care of it all, so you can focus on what really matters - your business. We'll ensure that taxes are filed on time and correctly and that payroll, investments and more are on track.
We provide complete, rapid and uncompromising support when you need it and will help you identify all the sources of income and related tax savings.
12
Professional providers
4630
Annual cases
Hire a professional and take the worry out of doing your taxes.
Hire a professional and take the worry out of doing your taxes.
Hire a professional and take the worry out of doing your taxes.